Our Financial Products

We offer direct business lending solutions designed for established enterprises. Every funding structure is built on transparency, competitive terms, and a relationship-driven approach.

Business Term Loans

Flexible funding for long-term growth initiatives, capital investments, and strategic expansion. Our business term loans provide the patient capital your enterprise needs to execute on ambitious plans without sacrificing stability.

  • Loan amounts from $100,000 to $5,000,000
  • Terms from 3 to 10 years
  • Competitive fixed and variable rates
  • Clear repayment structures
  • No prepayment penalties
  • Direct underwriting for faster approvals

Operating Lines of Credit

Agile working capital solutions that give your business the flexibility to manage daily operations, seize timely opportunities, and navigate seasonal fluctuations with confidence.

  • Credit lines up to $2,000,000
  • Revolving credit structure
  • Draw funds as needed
  • Interest only on utilized amounts
  • Annual review and renewal options
  • Quick access to capital

Commercial Real Estate Financing

Secure your physical footprint with tailored solutions for property acquisition, development, and refinancing. We understand the strategic importance of owning your business location.

  • Financing for owner-occupied and investment properties
  • Loan-to-value ratios up to 80%
  • Terms up to 25 years
  • Purchase, refinance, and construction financing
  • Fixed-rate stability
  • Savannah and regional market expertise

Equipment Financing

Modernize your operations with financing designed specifically for acquiring essential machinery, vehicles, and technology infrastructure. Preserve working capital while upgrading your capabilities.

  • Finance new or used equipment
  • Terms aligned with asset life (3-7 years typical)
  • Up to 100% financing available
  • Section 179 tax advantages
  • Fixed monthly payments
  • Fast approval and funding

Revenue-Based Financing

A flexible alternative to traditional loans where repayment scales with your business performance. Ideal for companies with strong revenue streams seeking growth capital without fixed payment obligations.

  • Repayment tied to monthly revenue
  • No fixed monthly payments
  • Faster than traditional bank financing
  • Does not dilute ownership
  • Suitable for seasonal businesses
  • Transparent fee structures

Find Your Funding Path

Let's discuss which solution aligns with your business goals.

Schedule a Consultation